First Choice savings icon

You can achieve your financial goals. First Choice can help.

We offer flexible loan and savings products designed for everyone at First Choice Investments Hub. Whether you need daily, weekly, or monthly loans, or want to save for specific goals, we have a solution that meets your needs.

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Daily loan
Daily Loan & MBL

Quick daily loans for urgent needs. Monthly Business Loan (MBL) designed for business owners with flexible repayment options based on your cash flow.

Weekly loan
Weekly & Monthly Loans

Convenient weekly repayment loans and traditional monthly loans with competitive interest rates for salaried, self-employed, and business owners.

Assets loan
Assets & Emergency Loans

Asset-backed loans at attractive rates. Emergency loans for unexpected expenses with quick approval and same-day disbursement.

First Choice Investments Hub history

Our track record

Serving communities for over 10 years

We've helped thousands of individuals and businesses achieve their financial goals through our diverse loan and savings products. From daily loans to festival savings, we understand your unique needs and provide personalized solutions.

Whether you're saving for your child's future, planning for a festival, or need emergency funds, First Choice Investments Hub is here to support you every step of the way with our savings-to-credit model.

Read more about us

Loans disbursed

100,000+

Active savers

50,000+

First Choice loan products

Designed for everyone with flexible options to meet your specific needs

Daily loan
Daily loan
Quick approval

Instant daily loans for your urgent needs with same-day disbursement. Perfect for market traders and daily wage earners.

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Weekly loan
Weekly loan
Flexible repayment

Convenient weekly repayment options for salaried and self-employed individuals who prefer smaller, manageable payments.

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Monthly loan
Monthly loan
Low interest rates

Traditional monthly loans with competitive interest rates starting from 19.99% APR. Flexible terms from 24-120 months.

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Assets loan
Assets loan
Secure funding

Asset-backed loans at attractive rates for business and personal needs. Use your assets to unlock larger loan amounts.

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Emergency loan
Emergency loan
Instant disbursement

Quick funds for unexpected expenses with minimal documentation. Get approved within hours for medical or urgent needs.

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Festival loan
Festival loan
Celebrate without worry

Special loans for Eid, Christmas, Diwali, and other celebrations. Enjoy the festivities without financial stress.

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Project loan
Project loan
For your dreams

Funding for business projects, education, home improvement, and more. Turn your dreams into reality with our support.

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Monthly Business Loan
Monthly Business Loan
Grow your business

Specialized MBL for business owners with flexible repayment options based on your business cash flow and cycles.

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Customized loan
Customized loan
Tailored for you

Need something specific? Talk to us about custom loan solutions designed around your unique financial situation.

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*All loans subject to savings history and eligibility criteria. Terms and conditions apply.

First Choice savings products

Build your future with our flexible savings options - the foundation of our savings-to-credit model

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Regular savings

Start your savings journey with our regular savings account. Perfect for building an emergency fund or saving for short-term goals. Your savings history builds your loan eligibility.

📈

Voluntary savings

Flexible savings with no fixed commitment. Save whenever you have surplus funds and watch your loan eligibility grow with every deposit.

🎉

Festival savings

Save specifically for festivals and celebrations. Enjoy your festivals without financial stress while building your savings record.

👶

My child's savings

Secure your child's future with dedicated savings for education, marriage, or other important milestones. Every deposit brings you closer to your goal.

🏗️

My project savings

Save for your specific projects - whether it's starting a business, buying equipment, or any other goal. Your savings history unlocks project loans.

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Fixed deposit

Earn higher returns with our fixed deposit schemes. Choose your tenure and watch your money grow while building your financial profile.

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Daily thrifts

Small daily savings that add up to big amounts over time. Perfect for building a consistent savings habit that qualifies you for loans faster.

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Target savings

Set a specific savings goal and we'll help you achieve it. Reach your target and unlock special loan rates as a reward.

Remember: At First Choice, your savings history is your credit score!

Getting a loan with First Choice

Our savings-to-credit model makes borrowing simple and rewarding

1️⃣

Become a saver first

Register as a member and start building your savings history. Consistency is key - every regular deposit counts toward your loan eligibility.

2️⃣

Build your savings history

Save consistently for a minimum period (typically 3 months). The better your savings record, the larger the loan amount you can access.

3️⃣

Apply and get funds

Once eligible, choose your loan type, complete the application, and receive your funds directly to your bank account or branch.

First Choice loan approval

Apply in three easy steps Fast & easy application process

Step 1

Apply online

Apply online in minutes, visit our branch, or call our customer service. Our team will guide you through the process.

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Step 2

Submit documents

Submit your documents. We keep the process simple with minimal paperwork. Your savings history does most of the talking.

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Step 3

Get approved

Get approved. Receive your funds quickly - often within 24 hours. Repay on time to unlock even larger loans in the future.

Start now

Words from our customers First Choice success stories

Tega Otokutu (Farmer)
Tega Otokutu

"MBL helped my business grow"

The Monthly Business Loan (MBL) was exactly what I needed. After saving consistently for 6 months, I qualified for a loan that expanded my shop. Flexible repayment options and supportive staff.

Barry Chibuzor (Trader)
Barry Chibuzor

"My child's savings"

I've been saving for my daughter's education through "My Child's Savings" account for 2 years. When school fees were due, my savings history helped me qualify for a top-up loan instantly. Highly recommend!

Becky Tochukwu (Trader)
Becky Tochukwu

"Daily loan & daily thrifts"

The daily loan helped me during an emergency vehicle repair, and daily thrifts helped me build savings without feeling the pinch. Perfect for daily wage earners like me. Now I save and borrow with confidence.

Ready to start your savings journey?

Join hundreds of members who have achieved their financial goals with First Choice Investments Hub.

Become a Saver Talk to Advisor

Financial tips & news From First Choice Insights

See all news
Savings tips How daily thrifts can build your savings habit
20 February 2025

Learn how small daily savings can add up to significant amounts over time. Start your daily thrift journey today.

Read more →
Festival loan Planning for festivals? Consider festival loans
15 February 2025

Celebrate without financial stress. Learn how festival loans can help you enjoy special occasions worry-free.

Read more →
Loan comparison Emergency vs assets loans: What's right?
10 February 2025

Understand the difference between emergency loans and asset-backed loans to make the right choice for your situation.

Read more →

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